Lista DAO is the leading DeFi protocol on BNB Chain, offering lending, BNB liquid staking, and DEX infrastructure in one platform. Lista Lending is built on an architecture with isolated markets, meaning each market carries its own risk without affecting others. With $4.5B+ peak TVL and 80%+ BNB liquid staking market share, Lista is core infrastructure for BNB Chain. Backed by Yzi Labs.

Lista Lending: Borrow and lend across isolated markets with variable or fixed rates. Includes Smart Lending (automated yield optimization where your collateral earns swap fees as DEX liquidity), fixed-rate markets (lock in rate and duration for 7/14/30 days), and curated Vaults managed by professional risk managers. Supports collateral including BNB, BTCB, slisBNB, stablecoins, PT tokens, and RWA assets.
slisBNB (BNB Liquid Staking): Stake BNB, receive slisBNB, and use it across Lista Lending and external protocols. Supported for Binance Launchpool, HODLer Airdrops, and Megadrop.
DEX: Smart Swap lets you swap between assets at 0.01% fee. Supply liquidity to earn trading fees and track your positions via the LP Dashboard.

LISTA is the governance token of Lista DAO, listed on Binance since June 2024. The total max supply is 800 million LISTA after a 20% burn. Holders can vote on LIP (Lista Improvement Proposal) governance proposals and other benefits.

Yes. Lista DAO's smart contracts are regularly audited by third-party security firms. We maintain ongoing security monitoring across all protocol contracts and operate a responsible disclosure program. Audits

Lista Lending is a permissionless lending protocol built on isolated market architecture. Each market consists of one collateral asset and one loan asset, operating independently. Risk is not shared between markets.
Borrowers deposit collateral and borrow against it. Each market has its own LLTV (Liquidation Loan-to-Value) ratio, interest rate, and liquidity depth. Borrowers can choose between flexible-rate markets or fixed-rate markets with locked rates for 7, 14, or 30 days.
Lenders can earn yield in two ways: deposit into Vaults, where professional curators manage allocation across markets, or supply directly into individual markets to earn borrower-paid interest.
Lista Lending supports a wide range of collateral including BNB, BTCB, slisBNB, stablecoins, PT tokens, and RWA assets. Markets are organized into Classic Zone, Alpha Zone (newer assets, whitelisted access), and Aster Zone (Aster ecosystem assets).

Fixed-rate markets let you lock in your borrow rate and loan duration at the time of borrowing. Terms available: 7, 14, or 30 days. Your rate stays the same regardless of market fluctuations during that period. At the end of the term, the position settles automatically. Fixed rates start from as low as 1%.

Smart Lending is Lista's automated yield optimization layer. When you supply collateral into a Smart Lending market, your assets are deployed as liquidity in Lista's internal DEX pools. You earn swap fees from trading activity while maintaining your lending position.
For example, slisBNB holders on Smart Lending earn three layers of yield: BNB staking rewards from slisBNB, swap fees from Smart Lending LP, and any active emission rewards.
Smart Lending also includes an LP Dashboard where you can track your positions, pool TVL, volume, APY, and earned fees in one place.